THE DIFFERENCE BETWEEN MEDICAL AID SCHEMES AND MEDICAL INSURANCE
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There are a wide range of medical scheme options available including: savings, traditional,
virtual, hospital and income-based options. Brofin Financial Advisor will advise on what options to consider in order to provide you and your family with the most appropriate cover to meet your needs.
WHAT ARE THE THINGS TO CONSIDER WHEN CHOOSING YOUR MEDICAL AID PLAN?
Life stage and age.
You may have to use a set provider network in order to get full cover for certain treatments.
Health
Chronic and dread diseases can affect anyone. If there’s a history of certain diseases in your family, there’s a greater chance that it might become a reality for you. Be prepared with comprehensive medical cover when you need it.
You may have to use a set provider network in order to get full cover for certain treatments.
Brofin Financial Advisors will guide you as to what may be excluded on the option you have chosen, and or any co-payments that may be required on certain in-hospital procedures.
Brofin Financial Advisors will guide you as to chronic medicine formularies, designated by your chosen service provider and the maximum amount the scheme will pay.
Certain waiting periods may apply before you are covered for a specific condition.
It is crucial to share your full medical history when signing up for a new medical aid to avoid the scheme’s refusal to pay out claims in future due to non-disclosure.
Brofin Financial Advisors will advise you as to how your chosen option covers oncology, dialysis, and HIV.
